Credit Analyst

A customer-facing position that manages an accounts receivable base.  Analyzes credit and financial information to make appropriate decisions regarding credit extension and risk.  Acts as a resource on credit and financing options. 

Essential Duties & Responsibilities Required

 •    Analyzes financial data to make decisions regarding acceptable limit of risk within assigned authority level (25%)

•    Evaluates and proposes credit facilities beyond assigned authority level (10%)

•    Approves and denies pending orders and negotiates the release of product within required time frame.  (25%)

•    Identifies and executes appropriate financing options. (10%)

•    Collaborates with colleagues and customers via phone and email. (10%)

•    Negotiates and arranges collection of past due accounts. (10%) 

•    Additional duties as assigned

•    Meets attendance and punctuality standards

Qualifications, Required Knowledge Skills & Abilities and Working Conditions

Experience:

•    1 to 3 Years of relevant work experience.

Relevant supervisory / managerial experience will appear here

Education & Certifications:

•    Bachelor's Degree with Accounting, Business or Finance Field of Study preferred.

•    Associate Degree with Accounting, Business or Finance field of study required.

Required Knowledge, Skills & Abilities:

•   Able to perform basic mathematical calculations.

•   Able to recognize and attend to important details with accuracy and efficiency.

•   Able to communicate clearly and convey necessary information.

•   Able to interact effectively with all levels of management.

•   Able to negotiate skillfully, promote/sell ideas persuasively, and close transactions with mutually beneficial results.

•   Possesses strong organizational and time management skills, driving tasks to completion.

•   Able to constructively work under stress and pressure when faced with high workloads and deadlines.

•   Able to maintain and promote social, ethical, and organizational standards in conducting internal and external business activities.

•   Able to work independently with minimum supervision.

•   Able to maintain confidentiality of sensitive information

•   Able to build solid, effective working relationships with others.

•   Able to exhibit ability to be sensitive to the needs, concerns, and feelings of others.

•   Able to quickly learn new systems and technology.

•   Able to use relevant computer system applications at a basic level.